If Dutch health insurance is a bit new to you, you have come to the right page. We are here to answer all your questions about how health insurance covers chiropractic care in the Netherlands. To begin it helps to know that everyone here is required to have basic health insurance. Many people choose to have additional coverage, which is commonly referred to as supplementary health insurance. Chiropractic care is reimbursed by your supplementary health insurance.
How does it work?
You pay for your chiropractic visit and then we email your invoice. When convenient for you, simply upload the invoice to your health insurance portal. Within a few days (or thereabout), you will receive reimbursement in your bank account. It’s quick and easy— two words I never used for health insurance before moving to the Netherlands.
How much does health insurance cover?
The amount that your insurance reimburses depends on your supplementary plan. The amount varies from around €40 to €60 per visit. There is also a cap each year on the total reimbursement amount you may receive, again depending on which plan you choose. Important note: for chiropractic care reimbursement, the deductible is not required— you do not need to meet the compulsive co-insurance contribution or “verplichte eigen risico.”
Does Glow Chiropractic accept my health insurance?
Yes. I am a member of the Stichting Nationaal Register van Chiropractoren (SNRC) and the Dutch Chiropractic Federation (DCF). Every health insurance company in the Netherlands will reimburse the care that you receive at Glow Chiropractic.
Do I need a referral?
No. Many people are referred to us by another health care provider, but a referral is not necessary even if you seek reimbursement from your health insurance.
What about my kids?
The Netherlands offers an amazing deal for families. If at least one parent has supplementary insurance, their kids will also receive those same exact benefits for free! This means that children can receive chiropractic care for free, or close to free, depending on the plan.
Can you check my plan?
We do not have access to your insurance details, but your insurance company can confirm your chiropractic coverage very quickly. You can also visit the Zorgwijzer site to view coverage or compare options.
What else does supplementary insurance cover?
Supplementary insurance offers reimbursement for many important things. In addition to chiropractic, some common favorites are glasses and contacts, acupuncture, shiatsu massage, and orthodontics.
Have another question? We are happy to help! Check out our contact page for all the options to get in touch.